Title Documents Explained — What Every Property Buyer Should Know Before Paying

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One of the most common mistakes buyers — especially those abroad — make is not fully understanding property title documents in Nigeria. Titles determine the legal ownership and transferability of any real estate, and buying without the right document can lead to financial loss or legal issues.

 

Here’s a simplified breakdown of the key documents every buyer must know:

  1. Certificate of Occupancy (C of O)

Issued by the state government, this certifies that the property is legally owned. It’s one of the most recognized titles in Nigeria.

  1. Governor’s Consent

If a property with a C of O is sold to a new owner, the new buyer must obtain Governor’s Consent for the transfer to be recognized by law.

  1. Deed of Assignment

This is the legal agreement transferring ownership from seller to buyer. It must be registered in the Land Registry.

  1. Survey Plan

Shows the boundaries and exact measurements of a land parcel. It ensures you’re buying the precise location promised.

  1. Excision and Gazette

In areas like Ibeju-Lekki, land may be under government acquisition. An excision or gazette proves the land has been officially released to its original owners, making it safe to buy.

 

Why This Matters More in Ibeju-Lekki

With Ibeju-Lekki rapidly urbanizing, government monitoring and infrastructure development are ongoing. This means title verification is non-negotiable. Only buy properties with clean, verifiable documentation.

 

How NexGen Realty Protects Buyers

We don’t just sell property — we protect your investment. Our due diligence team:

* Verifies land titles and survey approvals

* Works only with developers who meet documentation standards

* Offers title advisory for both diaspora and local clients

 

Final Advice

Never rush into property investment based on word of mouth or visuals. If the title isn’t clean, the land isn’t secure — no matter how beautiful the location. NexGen ensures your path to ownership in Ibeju-Lekki is transparent and trustworthy.

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